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Retire Earlier • Pay Less Tax • Live Better Abroad
We Help Americans Retire Overseas
Rising costs and the never-ending rat race are delaying retirement for millions of Americans. The Freedom Files helps them retire overseas earlier and easier.
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Request the 162-Page "Retire Earlier & Live Better Abroad" Guide
Our Most Popular US Expat Destinations
Why Are Americans Leaving the U.S.?
High Costs Are Stealing Your Retirement
The Unfortunate Reality
Inflation is skyrocketing, and your retirement savings won’t stretch as far as you planned. Many retirees are forced to downsize, delay retirement, or go back to work.
The Solution
Retiring abroad means spending 30-50% less while maintaining (or upgrading!) your lifestyle. Live in a beachfront condo for the price of a U.S. apartment.
The Never-Ending Rat Race
The Unfortunate Reality
In the U.S., you’re expected to keep grinding – even in retirement. Between rising costs and financial pressure, there’s no real way to slow down.
The Solution
Many countries offer a slower, more fulfilling lifestyle with less financial stress – so you can enjoy life, not just survive it.
Poor Weather is Hurting Your Health & Happiness
The Unfortunate Reality
Harsh winters, extreme heat, and gloomy weather can negatively impact your mental and physical health – especially as you age.
The Solution
Imagine warm, tropical weather year-round, gentle ocean breezes, and a climate that makes staying active and healthy easy as pie.
Taxes are Eating Your Savings
The Unfortunate Reality
American retirees face federal, state, and even local taxes on their income – even after years of hard work.
The Solution
Many expat-friendly countries don’t tax foreign income – meaning you keep more of your money for travel, family, and experiences.
U.S. Healthcare is Expensive
The Unfortunate Reality
The U.S. has outrageously expensive healthcare. Even Medicare, while affordable, often falls short – with limited coverage and long wait times.
The Solution
In many countries, world-class healthcare is available for a fraction of U.S. costs – with shorter wait times and better service.
A retired American couple can expect to spend $160k each on American healthcare expenses through retirement.
The United States now ranks 132nd in the Global Peace Index, due to rising crime, mass shootings, and declining city centers.
American retirees often report being able to live better abroad on up to 75% less than what they would spend in U.S. cities.
Why Retire Abroad?
More Safety
The U.S. now ranks 132nd on the Global Peace Index. Plenty of communities overseas offer the safety you deserve.
More Stability
Tired of the division and stress of American politics? Many expat-friendly countries offer political stability and a less tumultuous news cycle.
Better Health
Toss the processed foods and live longer. Many countries offer fresh and locally grown food, cleaner air, and a less stressful life.
Lower Costs
U.S. cost of living is one of the world’s highest. Your retirement savings can go 2-4x further abroad. Imagine a beachfront condo for half the cost.
Lower Taxes
You’ve worked hard to earn your retirement: Don’t let the government steal it. Many nations exempt foreign income from taxes, so you can spend it how you please.
Better Weather
Weather is a choice: So say goodbye to harsh winters. But don’t just opt for Florida or Arizona. No matter your preferences, you can find the ideal climate abroad.
More Purpose
While the U.S. culture prioritizes work, other cultures prioritize joy, community, and balance. After working hard for decades, you may prefer the latter.
More Culture
Lacking a sense of adventure? Life abroad is rich with cultural experiences, traditions, and celebrations. Every day offers a sense of wonder you won’t find at home.
How We Help You Retire Abroad
Relocation Services
Want expert help from start to finish? Our team handles visas, residency, citizenship, banking, housing, and other elements of your international retirement – so you can move overseas without the headaches.
DIY Tools & Courses
Use our cost-of-living and tax calculators, downloadable guides, and step-by-step courses to compare destinations, understand visa options, and create your own retirement plan.
Consultation
Not sure where to start? Book a one-on-one call with an expert to get answers about your situation, establish your goals, and create a plan for your overseas move.
Resources
Explore our blog, YouTube channel, live events, and email newsletter for expert advice, country guides, and financial tips – everything you need to start planning your retirement overseas.
1
Consultation
Start with a one-on-one consultation where we assess your goals, current situation, and the path to your ideal retirement destination. If you move forward with our relocation services, your consultation fee is credited.
2
Intake Survey & Kickoff
Once you’re ready, we’ll gather key details for your immigration process through a short intake survey. Then, we create a roadmap for your move, including logistics, timeline, and next steps.
3
Immigration Process
Our legal team handles the paperwork, communications, and application required for your residency visas or citizenship. You don’t have to worry about missing a single detail.
4
Relocation Services
Once you’re approved for your chosen immigration route, we can also help you with opening bank accounts, finding housing, learning the local language, and connecting you with expat communities – ensuring a smooth move.
5
Enjoy Your Dream Retirement
With everything in place, you’re set to start your new life abroad. We remain available for ongoing support as you adjust to your new home and phase of life.
Real Results from Real Americans
“Your approach is refreshing because you don’t fear monger. The Freedom Files is more about optimistic optionality, and I appreciate that.”
Mark
“Seeing James live the life abroad he’d always wanted in just a few short years has really given me confidence to do the same.”
Ricardo
“The Freedom Files made me rethink my goals. A 60-minute call saved me 3 years of time AND $100,000. Thank you for your wisdom. I would’ve been a sad man had I not consulted you.”
Erik
“It feels like this is what the Freedom Files team was born to do – help other people like me become free.”
Tasha
“We thought moving abroad was too complicated – paperwork, logistics, everything. Freedom Files made it simple. Thank god. Now, we live in Costa Rica, my wife’s lifelong dream.”
Tom
“Healthcare was our biggest issue in the U.S. It’s so expensive! Freedom Files helped us relocate to Portugal, where we get top-notch care for a fraction of the price. Best decision we ever made.”
Linda
“I was terrified to move alone. Freedom Files connected me with an expat community in Thailand, and now I have more friends than I did back home. And it’s not surface-level crap either!”
Rebekkah
“Thought I’d be stuck in bad weather forever (from Chicago). Now I wake up to warm, sunny beaches in Dubai every day. Freedom Files made it happen.”
James
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